When Can I Rely on Cash Loans in 1 Hour?
When you need quick cash, but your credit rating is not ideal, you cannot depend on traditional bank loans. You need an option that lets you have the money you need in a short amount of time, like as soon as the same day or the next business day, without doing a credit check. Whether you need cash to repair your car or cover a medical bill for you or your family, have an accident, or must make an urgent trip, a 1 hour payday loan makes sense. It can help you resolve your cash emergency until you receive your next paycheck. However, only apply for an online payday loan in 1 hour if you’re sure about your ability to repay the debt. This is a good option only for urgent financial needs. Never use payday loans to pay off your outstanding debts.
What is a 1 Hour Payday Loan?
When you desperately need money, 1 hour quick payday loans can help you get some cash in advance until your next salary date. Depending on your needs, the loan amounts vary from $50 to $1,000. These fast short-term loans usually become due in two to four weeks. The maximum time duration could be up to one month. With a one hour payday loan online, you can get a decision from a direct lender within minutes, and the cash can be transferred to your account as soon as the next business day.
Depending on the lender and loan amount, payday loans in 1 hour typically carry fees that may range from $10 to $25 per each $100 borrowed. It is no secret that 1 hour payday loans have higher rates and fees (including APR) and charges compared to conventional loans. Still, because the repayment terms are quite short (the loan is pinned to borrower’s next paycheck), one hour loans from direct lenders online are very affordable.
Benefits of 1 Hour Loans Direct Lender
Fast loan application process
You can think about getting payday loans for any financial emergency. The application process is quick, convenient and takes a little time. Everything happens online. Therefore, you don’t have to leave the comfort of your home. You can use your phone, tablet, or computer. The process is much easier than applying for a traditional bank loan.
No hard credit checks
A payday lender does not perform a hard (traditional) credit check. It, however, checks the applicant’s ability to repay the debt. Therefore, you can apply for a loan online even with bad credit score, and get the extra money you need. Requesting a payday loan will not negatively affect your FICO credit score.
No employment verification
To get approved for online 1 hour loans, you only have to give the lender proof of a steady source of income (not necessarily a stable job). You don’t need to offer proof of employment. So, no one at work will know you have applied for one hour payday loans online.
Instant loan decision
Once you submit your loan request, a lender usually informs you of their decision in a matter of minutes. If you don’t like their loan offer, including interest rates, terms, and other conditions, you can quickly apply with another direct lender. Almost all people who apply for a payday loan are approved.
Fast money transfer
You do not have to wait for your application to be processed, if you qualify, you get instant approval. The lender will transfer the funds to your bank account within 24 hours after you e-sign the loan agreement.
What Do I Need to Apply?
The basic eligibility criteria for one hour loans are not strict. In order to qualify in the easiest way, the borrower must meet the following requirements:
be 18 years of age or older (have a valid ID); be a USA citizen, or have a USA permanent residence; present proof of income; have an active checking account; have a valid email address and a telephone number.
Note that direct payday lenders don’t perform a traditional credit check. They never check borrowers’ actual credit rating through one of the credit bureaus (Experian, Equifax or TransUnion), and work with all credit types. Therefore, people with poor credit history may get approved for a quick cash loan easily.
How Do I Apply?
To get started, you must fill out our online form. The process is very simple, and an individual can complete it within minutes, by following these steps:
1. Specify the amount of cash you request.
2. Enter your personal information.
3. Provide your contact details.
4. Enter the bank account details to deposit your money.
Why Choose QuickCashLoans?
Our company was created to help consumers with their unexpected expenses, especially those with bad credit. Since the beginning of the year 2015, our values of timeliness, reputation, and privacy have led to impressive customer satisfaction and positive feedback. QuickCashLoans get its customers connected to top-rated direct lenders. We aggregate the best loan offers from dozens of lenders to make your job much easier. You don’t have to apply on multiple websites to find the loan product that better meets your needs. Our vast network of lending companies is only open to online lenders that strictly follow the regulations of their states.
What else makes us different?
No hidden loan fees or policies Straightforward and detailed instructions on how to apply for a loan Online loan request 24/7 (even on the weekends and holidays) Fast cash transfer times No collateral requested No paperwork involved
Frequently Asked Questions
Are there any guaranteed payday loans 1 hour?
No one can guarantee you 1 hour payday loans, though, getting qualified for a payday loan is very easy. The eligibility requirements are very simple, and almost everyone who applies can receive the desired amount of a cash advance. Nevertheless, in some situations, a borrower may not qualify, and the lender will deny his request without explanations.
Can I get a loan with pay stubs?
Yes. A borrower only needs to prove that he/she has a stable source of income. Lenders accept pay stubs, bank statements, and other relevant documents.
Can you get a payday loan over the phone?
If you are looking for a loan, we recommend you to submit your request online. However, you can also get a payday loan over the telephone if you call us at (888)-493-7186. You also can call us at this number if you have any questions regarding our loan products.