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Guaranteed Approval For Bad Credit Loans

Unfortunately, no one is immune from emergencies or financial difficulties. Whether it is a car repair, medical bill, or credit card payment that needs to be covered urgently, all these require some extra cash you may not have at the moment. When you have good credit, getting a loan is usually a piece of cake. But if you experience a financial emergency with a bad credit score, it’s the point where your problems can start.

Luckily, there is a type of borrowing known as “bad credit loans guaranteed approval”. It allows you to get no credit check cash advance loans from a direct lender without a focus on a credit score. Wonder where you can get a guaranteed loan with a same-day approval decision? At Quick Cash Loans, we’re always happy to assist!

What Are Bad Credit Loans with Guaranteed Approval?

“Bad credit loans guaranteed approval” is a term that is used to describe the group of loans without minimum credit score requirements and hard credit history verifications. Such loans are a part of emergency assistance as they can provide you with fast cash as soon as the following business day. Moreover, emergency loans don’t have strict requirements, so people with bad credit scores can access them easily too.

Bad credit loans may be both long-term and short-term financial solutions. Therefore, minimum and maximum loan amounts also vary. You can get $100, $500, $2,000, or even $5,000 and repay the money in accordance with the payment schedule offered by a direct lender. Typically, bad credit loan lenders set repayment terms either by your next paycheck or in fixed monthly payments within up to 24 months.

Bad credit loans with guaranteed approval can help you cover any urgent personal needs that suddenly arise. The loan application process doesn’t require your personal appearance and is completely online. It takes you just a few hours to get a guaranteed approval decision by email, so it’s also one of the fastest ways to solve your money problems among all the loan services.

Key Features of Guaranteed Loans for Bad Credit

Whether we speak about a payday loan or an installment loan, all of them have something in common. Here are key features of guaranteed loans for bad credit:

Easy to obtain with any credit
Your credit score is out of payday lenders’ focus, so you don’t need to worry about being rejected because of your credit issues;
Convenient and secure loan process
We strive to simplify the application process, stand for fast loan processing, and use only modern security services when sharing your details with our trusted lenders;
immediate decision
Instant approval.
A lender will send you a response shortly after you submit a loan request form. It usually takes no more than one hour to get a loan decision;
personalized payment terms
Available for unemployment.
If you receive money from self-employment, child support, alimony, pension, or disability benefits or have any other stable source of income, you’re welcome to apply;
check eligibility
Fast direct deposits.
Direct lenders strive to assist you at their earliest convenience. The money can reach your bank account as quickly as the next working day after you get approved.
Have no impact on your credit history.
As online lenders don’t perform hard inquiries through main credit bureaus, bad credit personal loans are not displayed in your credit report. Therefore, they don’t affect your credit score in any way.

Guaranteed Approval Online Loans – How Is It Possible?

Guaranteed approval online loans were designed mostly for customers with poor credit scores as a reasonable alternative to traditional loans from a bank or credit union. Although such loans don’t put your credit score in the first place, there are other factors that can be weighty. In this way, it’s not correct to call them “guaranteed.” In fact, a lender can still reject your loan request if it finds you an unreliable borrower.

To ensure you can service your potential debt, a lender needs to check your credit and payment history first. Although it’s only a soft check through open sources, it’s still a necessity to avoid the risk of losing money. Therefore, a lender can’t guarantee you anything in advance. But if you can prove your paying capacity, don’t worry! You can get the loan amount you need, even with a poor credit score.

When Should I Consider Guaranteed Bad Credit Personal Loans?

Guaranteed personal loans for bad credit are almost ideal for covering cash shortages and small financial emergencies. Actually, you can use the funds for any needs you have, but you should be careful then. Poor credit loans may be expensive, so you can easily get into a debt trap if you’re not a responsible spender. Typically, people go for guaranteed approval loans in order to cover emergency expenses, for example, utility bills, rent payments, medical expenses, or car breakdowns.

What Are Available Options for Personal Loans for Bad Credit?

There are several bad credit loan options to choose from. You can decide which one you should apply for based on conditions, loan terms, and loan amounts you can access.

Unsecured Personal Loans

Unsecured loans refer to the debt you can get without leaving a deposit to a lender. Thus, when you obtain an unsecured loan, you risk nothing, even if you’re late with your loan payments. The most common types of unsecured loans for poor credit are online payday loans and installment loans.

Payday loans

A bad credit payday loan provides small amounts of $100 to $1,000 and has short repayment terms that are usually between 14 and 31 days. You can apply for payday loans online and get cash within one working day, even with a bad credit score. A payday loan needs to be repaid all at once on the due date, which is usually the date you receive your paycheck. If you decide to get a payday loan, get ready for high interest rates. Sometimes an annual percentage rate can be up to 500%.

Personal installment loans

Installment loans are up to $5,000 cash advances with loan terms from 2 to 24 months. An installment loan offers more flexibility and can save your wallet, but it may also be more costly due to longer repayment terms.

Secured Personal Loans

In contrast to unsecured debt, a secured loan is the borrowing type that requires collateral. Sometimes it can have lower interest rates but is also riskier. Title loans and pawn shop cash advances are the most common representatives of secured loans for low credit.

Who Can Obtain Bad Credit Loans with Guaranteed Approval?

Guaranteed bad credit personal loans from Quick Cash Loans tend to be obtainable, so almost everyone can afford to apply for them. Let’s take a closer look at the basic eligibility requirements:

No less than 18 years old; Have a US residency confirmation; Have an active checking account; Earn at least $1,000 per month.

Need a Bad Credit Loan Online? Apply Now!

Looking for a “bad credit loans guaranteed approval” option? At Quick Cash Loans, you can get what you need in just a few simple steps! Just enter your personal details correctly in an online application form and receive a guaranteed approval decision within an hour. If positive, read and sign a loan contract to access loan proceeds in your bank account within one business day!


What Type of Loan Is The Easiest to Get with Bad Credit?

Payday loans and installment loans are one of the most accessible personal loan options. People with low credit scores can get them easily as they were created specifically for them.

How Fast Can I Get a Bad Credit Personal Loan?

Direct lenders are capable of sending money via direct deposits very fast. In most cases, it doesn’t take them more than one business day to transfer the funds to you.

Do Bad Credit Direct Lenders Guarantee I Will Get a Loan?

Bad credit loan companies can’t 100% guarantee anything in advance. They need to review your solvency first. Thus, there’s always a small risk of rejection.

Do Bad Credit Payday Loans Impact My Credit History?

A bad credit payday loan doesn’t require hard credit score checks. Therefore, you can get a payday loan with a bad credit history without making it even worse.

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