Short Term Loans

What Are Short Term Loans?

If there is one thing you can depend on in life, it is that the unexpected (like an urgent car repair) will strike when you don’t have the cash to pay for it out of pocket. Whether your car needs a repair, you have an unexpected medical bill, or you have another emergency expense, you can count on short-term loans. This kind of flexible financing will be there when you need money now.

What is an online short term loan, and how borrowers qualify for one? Let’s go over the basics of short term loans, so you know what to expect.

A short-term loan is an easy funding alternative that allows you to borrow a small amount of money for a short time period: for up to 1 month with short term payday advances, and up to 2 years with short term installment loans. A short-term loan amount varies from $50 to $5,000, depending on the loan type.

Types of Online Short Term Loans

Short term loans online include payday loans and installment loans. With a short term payday loan, you can borrow a small loan amount (up to $1,000) and must repay the borrowed money in full by your next paycheck. Short term installment loans are designed for larger loan amounts ($1,000 – $5,000) than payday loans. You have more time to pay back them (up to 24 months), with regular monthly payments. Installment loans generally have lower APRs than payday loans but in the long run they are pretty expensive.

Can I Get an Online Short Term Loan with Bad Credit?

Borrowers who are concerned that a low credit score will prevent them from qualifying will be relieved to learn that it is possible to obtain short term loans online even with bad credit.

When you apply for short term loans through our site, our payday lenders don’t run a traditional credit check (hard credit inquiries) on your credit report. They perform a soft credit check instead. It doesn’t have any impact on your current credit score.

How Do I Apply?

To apply for short term loans, all you need to do is fill out a free loan form online. The short-term loan application process is fast and easy and takes you only a few minutes. You will find out instantly if you qualify. After submitting your loan request, one of our lenders will send you an offer directly to your email address.

Advantages of Online Short Term Loans

Short term loans come with various benefits. You can be approved for a payday or installment loan even with a bad credit score. You may borrow the right short term loan amount for your personal needs, but keep in mind that it comes with high interest rates. You may also choose a repayment schedule that fits your financial needs. Therefore, the repayment date may be totally up to you. We offer quick credit approval and funding. Our process is completely secure. No collateral is requested.

How Can I Get an Online Short Term Loan?

You must be age 18 or older to complete this process and must be a United States citizen or permanent resident. The lender will look to see that you have an active bank account. You also must provide valid contact details, including a phone number and email address, and verifiable proof of income.

Before you accept a short term loan offer, read the loan conditions in full, review the annual percentage rate (APR), take a look at the fees, and be sure this is the best short term loan product for your needs.

4 Easy Steps Towards Your Online Short Term Loan

1. Fill out our brief online application form.

2. Receive an instant decision on short term loan approval.

3. Review loan terms and conditions and APR and sign the agreement.

4. Receive the money within 24 business hours in your bank account through direct deposit.

Why Choose Quick Cash Loans for Your Short Term Cash Advance Needs?

We help customers with a range of credit situations and financial requirements to successfully obtain the cash they need every day. We offer flexible short term borrowing solutions. Our lenders don’t check your credit scores. They are more interested in your creditworthiness (ability to repay the short term loan). We strive to bring our clients loans with low fees and rates, making sure our borrowers enjoy the most convenient terms and conditions for their short term loans. We work only with reputable, trusted lenders. We make the process rapid and transparent. The average approval and funding times are quick, so each borrower is approved for the right product straightforward.

There is no application fee to use our services and no down payment or prepayment penalties. We don’t sell or share customers’ information submitted as part of the online application. We offer a better way to borrow. Apply now and enjoy excellent client service and the best short term loan options available in minutes, regardless of credit records and loan purposes.